Suitable for:

  • People who are nervous about using their credit cards or bank cards to shop online
  • People looking for a home for their money because they don't have a bank account
  • People who need an account to have their income paid by bank transfer
  • People who want to keep some their spending money separate from their current account and credit card

Prepaid cards can offer an alternative way to manage money. They're as safe as credit or debit cards for online use or wherever you don’t feel safe, but should the details be compromised the only funds at risk are those loaded to the card, not your entire credit card or bank balance.

They're a great idea for people who like to set aside some of their money for a particular purpose or occasion. If you like gaming, and want to keep a small amount to one side, or like to keep money somewhere safe where you are certain its there when you need it and can't be touched by life's direct debits or standing orders. They're also ideal for people who are having difficulty opening a bank account or getting a credit or debit card. There are no credit checks and no lengthy application processes (we provide a full end to end online application including the critical Know Your Customer ID check) enabling increased card sales.

Prepaid cards are MasterCard® or Maestro® prepaid cards and as such they can be used wherever the MasterCard® or Maestro® acceptance marks are displayed - that means millions of retail locations worldwide!

Basically they're the smart option for smart people who should never leave home without one.

All cards issued by First Prepay are issued by Newcastle Building Society pursuant to licence by MasterCard® International Incorporated or Affiliates. Newcastle Building Society is authorised and regulated by the Financial Services